Gift your parents
a health insurance plan
for their Golden Years
- Pre-existing diseases cover
- No Medical screening
- Covers Hospitalization
Get Expert Advice
We can help your parents with a hassle-free policy claim process
We can help your parents with a hassle-free policy claim process
Why Parental Insurance ?
With the passing of age comes age-related health risks. Life can be unpredictable and it is always better to plan insurance policies that cater to such needs. Parental Insurance is one of the few insurance policies which is streamlined in making parents self-dependent with a stable income.
It allows for non-dependence on children for health and medical expenses. With the best plans along with transparent claim processing support, it is an initial step for handling future contingencies with care.
Benefits
- Will cover, subject to underwriting
- Will cover, with increasing premiums based on age
- Will cover, with Same premiums for any age
Don't let age stop them from enjoying life to the fullest
Why put them into financial restraints just because of their age. Let them enjoy life with no worries for future expenses.
Why put them into financial restraints just because of their age.
Let them enjoy life with no worries for future expenses.
Features of parental insurance policy
Cashless Medical Treatment
Get your hands over cashless medical treatment in any of the network hospitals of your insurer and sort out cashless claims hassle-free.
Pre-existing diseases covered
All the pre-existing diseases are covered under the parent’s health insurance policy after the completion of the waiting period.
Higher Sum Insured
Being at a higher risk of health problems, the sum insured by parent’s health insurance plans tends to be much higher.
Tax benefits under Section 80D
Health insurance premiums are exempted from Income Tax Act under Section 80D. This ensures maximum tax benefits.
How do we help ?
Unlike most of the insurance policies that take a good amount of time to settle for claims, we are there to help people with the most accountable and hassle-free claim processing module. No more you need to keep looking for the best plans as we already have covered them for you. We work with the sole motto of ” Supporting Families Thick And Thin.” We target achieving your Peace of Mind and Promote being happy, healthy, and wealthy for a lifelong relationship.
Why Mallapuram ?
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FAQs about Parental Health Insurance Policy
You are free to go through some of the major questions related to Parental Health Insurance Policy. You can go through them so that you can make a good choice.
You are free to go through some of the major questions related to Parental Health Insurance Policy.
You can go through them so that you can make a good choice.
What is health insurance for parents?
Parental Health Insurance is a separate health cover for aging parents. It comes with benefits like daycare treatment, cashless hospitalization, etc.
What are the benefits of health insurance for parents?
The benefits of health insurance for parents include cashless medical treatment, high sum insured, coverage of pre-existing illness, tax benefits, etc.
How can one select the best health insurance for parents?
There are different criteria based on which plans are selected like entry age criteria, type of coverage, coverage amount, etc.
What are the types of health insurance plans for parents?
The different kinds of parental insurance include individual health cover, super top-up health coverage, senior citizen health coverage, etc.
Why do you need medical insurance for your Parents?
With the passing of age comes age-related health issues. Therefore, it is important to offer financial support related to medical emergencies.
What is covered under health insurance for parents?
Coverage under health insurance for parents includes hospitalization cover, daycare treatments, pre, and post-hospitalization coverage, pre-existing diseases coverage, etc.
How Mallapuram Insurance Plans Can Help You?
Choosing the Best Health Insurance Policy Benefits, creating awareness about the major challenges in Claims Processing and providing the best claim Processing Support at the time of claim., etc.
What are the exclusions in health insurance for Parents?
It does not include diagnosis of any kinds of disease undergoing surgery or occurrence of an event, expenses as a result of self-inflicted injury(suicide or attempted suicide)
About Mallapuram
We believe in catering to the pain points of the people associated with choosing the best parental insurance coverage. Not only do we aim to empower parents with a stable income, but also help them enjoy life carefreely. The secret to a happy life is getting away with several financial restraints. The nutritional requirements of elderly people are well maintained through wide medical and health insurance. We Understand, We Care, and We Support. For us, the quality of knowledge is streamlined through different high-yielding financial security plans.
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